UDC 004.02, 330.46
APPLICATION OF LINEAR PROGRAMMING TO MANAGE THE PROCESS OF DISTRIBUTING LOAN APPLICATIONS FOR OPTIMIZEDBUSINESS PLAN EXECUTION
K. G. Gumenyuk, graduate student RSREU, Ryazan, Russia;
orcid.org/0000-0002-2274-8760, e-mail: This email address is being protected from spambots. You need JavaScript enabled to view it.
A. N. Pylkin, Dr. Sc. (Tech.), full professor, RSREU, Ryazan, Russia;
orcid.org/0000-0001-9925-2870, e-mail: This email address is being protected from spambots. You need JavaScript enabled to view it.
The article discusses distribution of loan applications to ensure the optimal business plan execution using methods for solving linear programming problems (LPP). The aims of the article are formulating and solving LPP in the given conditions with restrictions. The input data are the parameters of actual business problem for credit department in a commercial bank. The task of credit department is to execute business plan with time and labor constraints. These conditions determine the relevance of the article. Recommendations for making a managerial decision are given based on the application of methods for solving LPP. The business process of distributing loan applications in a bank is considered, mathematical calculations using methods to solve LPP are provided. Recommendations for software implementation of the recommendations given are offered.
Key words: linear programming, linear programming problem, commercial bank, credit product, business plan, credit department, credit, bank guarantee, mathematical calculation, information systems.